Real estate appraisal services for homeowners in the city of Broomfield and Broomfield County
Here are the top 7 reasons why CO homeowners call on Consult 7:
Do you own a house in or near Broomfield? Do you need help determining the value of your real estate?
We at Consult 7 understand the individual needs of a homeowner looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. Being a homeowner that probably doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Consult 7 are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. Consult 7 is experienced in helping clients just like you do away with undesirable PMI insurance.
Challenging property tax assessments
Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal report from Consult 7 is your chief weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your home is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Consult 7 can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for verity? In a field review we will go out and check the subject and comps in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.